Wednesday, December 17, 2008

How To Double Your Money

By Dr Joe Vitale.

My father told me when I was growing up that the best friend I could ever have was that dollar bill in my pocket.

He added that if I ever wanted to double my money, just fold the dollar and put it back in my pocket.

He grew up during the Great Depression. The idea of lack and limitation stayed with him. It’s still there now, and he’s in his eighties. He’ll wear a t-shirt with holes in it rather than buy a new one. He won’t even accept the gift of a new one. His scarcity programming is still running.

Most of my family still believes what my father taught. And virtually all of them are still struggling.

I saw one of my brothers recently and he said he could never have the life I have. When I asked why not, he said he was destined to the job he has.


To a job?

He didn’t see that his mindset, created while he was young and impressionable, was the reason he felt he “couldn’t” have more.

To paraphrase the famous Swiss psychologist Carl Jung, “Until you make the unconscious conscious, it will direct your life, and you will call it fate.”

I rebelled against my father’s authority while a teenager. I spent money easily. I bought books, magic tricks, and music.

I gave away money to people and causes I believed in.

While others kept that dollar bill in their pocket, I let it go.

I’m in a far wealthier place than anyone else in my family. I went through more rough spots (homelessness, poverty, dark nights) before I hit it big, but I always practiced a different attitude toward money. Still do, today.

I’ll be explaining all of this in-depth at the Attract Wealth seminar in Austin in January.

Basically, I’ve discovered a seven step formula for attracting money.

I didn’t know all of the steps when I was a kid, or when I was struggling, but I was unknowingly learning them one at a time and putting it all together. Now, decades later, I have all seven.

I now know The Secret to Attracting Money.

At the heart of the formula are these ideas:

1. Give money away to where you receive inspiration or spiritual nourishment. This can be a person, place or organization. Just ask yourself, “Where did I receive the most inspiration this week?” Then give money to your answer. The amount of money you receive will come through the road you open by giving. You can widen that road by giving more.

2. Serve a group of people who need your help. When I had dinner with Louise Hay a few months ago, she said she never focused on money. Instead, she always asked, “How can I serve?” When you serve, and charge for it, you receive money. Serve more, receive more.

3. Do something. I’m the guy in the movie The Secret who said you have to take action. Action begins with thought. But too many people stop at the thought. When you have an idea for a product or service, act. You never know which idea will bring the big bucks.

There’s more to the formula, of course.

Fly into Austin in January and I’ll teach you all seven steps personally.

For now, reflect on the tips I just gave you and remember, act now.

You don’t have to remain victim to your childhood programming. You can change it by doing something different right now.

Ao Akua,


Thursday, November 27, 2008

Key Truths to Prosperous Wealth Building

Research has proven wealthy people generally have commonalities. Prosperous people have certain thoughts about money and their ability to obtain wealth. Society teaches conventional wisdom; get a good education, and get a secure job. Unfortunately this conventional wisdom leaves ninety percent of the people still broke or working at age sixty-five.

The days are long gone when a person graduates college, gets a good secure job, works it for thirty to forty years and retires with a nice pension. Job security just isn’t what it used to be. Prosperous people don’t believe in working hard, they believe in working smart. And, they know they will never get rich working for someone else or in their own business where they have to be present for it to operate daily. True wealth is having money and the time to enjoy it.

Prosperous people have a different mindset about wealth as it relates to money. First and foremost they don’t believe in being defined by money. Money is thought of as a material possession and does not define their happiness. They learn how to leverage what they have to produce more.

There are some key truths to becoming prosperous. Let’s review a few of them.

1. There is a big differential in the thinking patterns of prosperous and non prosperous people. Oftentimes people who are not prosperous have a negative thinking pattern towards gaining wealth. They believe that it is hard to get more than they have, and lack some of the things they want by conceding that they just cannot afford it. Prosperous people believe that they can figure out how to afford the things they want. By changing your thoughts about money you will be able to start believing you can generate more and that you deserve it.

2. Prosperous people understand that money does not define them and they are content were they are. Many people believe that they will be happier if they have more money. This is a common misnomer. Learning how to be content where you are will assist you in becoming prosperous.

3. Prosperous people change their self-limiting beliefs. If you want to become prosperous you first have to believe that you can and then you have to believe you are deserving of wealth and have the ability to receive it. Get rid of self doubts. Tell yourself you are just as worthy of having wealth as someone that has it. Begin a practice of writing down your current self-limiting beliefs at least once per day.

Understand that becoming prosperous begins with changing your beliefs as it relates to money. Simply changing your thinking about becoming prosperous is one of the first steps to enjoying a wealth building.

David Newby is an author, and wealth coach. His company Rock Solid Financial Group LLC teaches how to retire in six to twelve years or less by powerfully leveraging assets. More information is available,

Monday, November 24, 2008

Income Protection Could Give You Financial Security

If you were to suddenly find yourself without an income, due to losing your job or being unable to work for health reasons, your lifestyle could change drastically. If you have monthly mortgage repayments to make you would still have to continue meet the costs or risk losing your home to repossession. Loan or credit card repayments would also have to be made too, and you could struggle when it comes to finding the money needed. Income protection could give you the financial security needed each month for a small monthly premium.

A protection policy would replace your lost income up to a certain amount each month. The exact sum you would receive is decided when you take out the cover. A specialist provider will offer the cheapest premiums, which will be based on how much of your income you wish to protect and how old you are when applying for the cover. Along with a quote for the protection, with an independent provider you will also be able to take advantage of the many tips and advice offered by way of articles and FAQs relating to payment protection products. Understanding what you are buying is key to making sure your cover delivers exactly what you need for your circumstances.

Not explaining to the consumer that there are terms and conditions attached to these insurance policies is the main failure that providers have been guilty of in the past, and this is deemed mis-selling. There are some exclusions that are general to all policies and it is essential to check them against your circumstances to be absolutely sure that the policy you are considering would benefit you. Individuals who are self-employed, suffer from an ongoing illness, only work a few hours each week or who are retired might not benefit from taking out cover. However, those who do suffer from an illness should still give some thought to cover if the illness has not been present within the past two years. In addition, a self-employed individual could benefit if they have to cease trading through no fault of their own.

Just as the premiums for income cover varies from provider to provider then so do the exclusions, so it is absolutely imperative that you compare the exclusions along with comparing the cost. Providers can add in their own exclusions too and these can vary considerably. The best independent providers add in very few exclusions and this is what you should check for.

An income protection insurance policy could kick in anywhere between day 30 to 90 of being continually unable to work. Cover is then backdated to the first day of being unable to work, whether that’s due to redundancy or suffering an illness or accident. The majority of policies will last for up to 12 months. There are providers that do extend the payout for up to 24 months, but you can expect to pay a higher premium for this. The terms and conditions will be set out in the key facts of the cover and will include the details of the payout. You should also give some thought to the fact that after the period of protection ends you could still be unfit for work or might not have found another position.

About The Author

Simon Burgess is Managing Director of the award-winning British Insurance (, a specialist provider of low cost income payment protection insurance (PPI), mortgage payment protection insurance (MPPI) and loan payment protection insurance.

Wednesday, September 3, 2008

The Greatest Money-Making Secret in History

By Dr. Joe Vitale

If you want money, you only have to do one thing.

It's the one thing some of the wealthiest people on the planet have done and are doing.

It's the one thing written about in various ancient cultures and still promoted today.

It's the one thing that will bring money to anyone who does it but at the same time most people will fear doing it.

What is that one thing?

John D. Rockefeller did it since he was a child. He became a billionaire.

Andrew Carnegie did it, too. He became a tycoon.

What is the greatest money-making secret in history?

What is the one thing that works for everyone?

Give money away.

That's right. Give it away.

Give it to people who help you stay in touch with your inner world.

Give it to people who inspire you, serve you, heal you, love you.

Give it to people without expecting them to return it, but give it knowing it will come back to you multiplied from some source.

In 1924 John D. Rockefeller wrote to his son and explained his practice of giving away money. He wrote, " the beginning of getting money, away back in my childhood, I began giving it away, and continued increasing the gifts as the income increased..."

Did you notice what he said? He gave away more money as he received more income. He gave away $550 million dollars in his lifetime.

P.T. Barnum gave money away, too. As I wrote in my book on him, "There's A Customer Born Every Minute," Barnum believed in what he called a "profitable philanthropy." He knew giving would lead to receiving. He, too, became one of the world's richest men.

Andrew Carnegie gave enormously, too. While some might argue that these early tycoons had the money to give, so it was easy for them, I would argue that they got the money in part because they were willing to freely give. The giving led to the receiving. The giving led to more wealth.

Today it's fashionable for businesses to give money to worthy causes. It makes them look good and of course it helps those who receive it. Anita Roddick's Body Shop stores, Ben Cohen and Jerry Greenfield's ice cream, and Yvon Chouinard's Patagonia, are living examples of how giving can be good for business.

But what I'm talking about here is individual giving. I'm talking about you giving money so you will receive more money.

If there's one thing I think people do wrong when they practice giving, is they give too little. They hold on to their money and let it trickle out when it comes to giving. And that's why they aren't receiving. You have to give, and give a lot, to be in the flow of life to receive.

I remember when I first heard about the idea of giving. I thought it was a scheme to get me to give money to the people who were telling me to do the giving.

If I did give, it was like a miser. Naturally, what I got in return was equivalent to what I gave. I gave little. I got little.

But then one day I decided to test the theory of giving.

I love inspiring stories. I read them, listen to them, share them, and tell them. I decided to thank Mike Dooley of for the inspiring messages he shares with me and others every day by email.

I decided to give him some money. In the past I would have given him maybe five dollars. But that's when I came from scarcity and feared the giving principle wouldn't work. This time would be different. I took out my check book and wrote a check for one thousand dollars.

Mike was stunned. He got my check in the mail and nearly drove off the road as he headed home. He couldn't believe it.

I loved making him so happy. I delighted in giving the money to him. Whatever he did with it was fine with me. What I got was an incredible feeling of helping someone continue doing what I believed in. It was an inner rush to help him. I still rejoice at sending him the money.

And then something wonderful began to happen.

I suddenly got a call from a person who wanted me to co-author his book, a job that ended up paying me many times over what I given away.

And then a publisher in Japan contacted me, wanting to buy the translation rights to my best-selling book, "Spiritual Marketing." They, too, offered me many times what I had given my friend as a gift.

A true skeptic can say these events are unrelated. Maybe in the skeptic's mind, they aren't. In mine, they are.

When I gave money to Mike, I sent a message to myself and to the world that I was prosperous and in the flow. I also set up a magnetic principle that attracted money to me: As you give, so you will get.

Give time and you'll get time.

Give products and you'll get products.

Give love and you'll get love.

Give money and you'll get money.

This one tip alone can transform your finances. Think of the person or persons who have inspired you over the last week. Who made you feel good about yourself, your life, your dreams, or your goals?

Give that person some money. Give them something from your heart. Don't be stingy. Come from abundance, not scarcity. Give without expecting return from that person, but do expect return. As you do, you will see your own prosperity grow.

Try it and see.


Dr. Joe Vitale is author of way too many books to list here, including the #1 best-selling books "Attractor Factor" and "Spiritual Marketing," the best-selling e-book "Hypnotic Writing," and the best-selling Nightingale-Conant audioprogram, "The Power of Outrageous Marketing." His latest books are the best-selling "The Greatest Money-Making Secret in History" and "Adventures Within." He's being called "The Buddha of the Internet." Sign up for his monthly ezine and see many articles by him at

"What is the Secret to Getting Rich Today?"

By Dr. Joe Vitale

It's Saturday morning as I write this article. I'm headed out to the lake today. A friend bought a boat and wants to take Nerissa and me out for a ride. Since I haven't had a day off in months, I'm ready for the clean air, the sun on my face, and the fast ride with good company.

Still, I'm nervous.

I'm afraid he's going to ask me about last weekend's seminar. People paid $5,000 each and came from across the planet to attend my private intensive event on Hypnotic Writing skills. I allowed only 10 people in the room. And I screened everyone who attended. I was about to reveal the most advanced strategies known to humanity for persuading with words, and I didn't want any riff raff.

I'm not kidding. I even had a guest speaker reveal the chilling little known secrets of persuasion. He had been raised in a cult. Later, he was an undercover agent. He once had a shotgun held to his head for 40 minutes. He used words to escape with his life. It was all, well, hypnotic.

This is the kind of forbidden knowledge I revealed in my weekend intensive.

My friend knows this. Like a lot of people, he's curious. He heard that I revealed the three secrets to writing copy that I've never told anyone before.

He heard that I explained my own private formula for writing sale letters -- a formula I've never revealed anywhere, ever before.

He also knows that I explained my private checklists for reviewing copy. And -- I almost regret this -- I gave away some of my original tricks for making all writing more engaging, almost irresistible to read.

I also revealed my ideas about Hypnotic Graphics, the "intimacy factor," the wisdom in comic books, a lesson from hypnosis, the power of optical illusions in words, the need to strive for the impossible, how to direct the mind, and more. I even explained how people think, and unveiled why I call myself the "Michelangelo of Words."

On top of all that, I gave the 10 people in my event a copy of my new volume, the Hypnotic Writing Training Manual, the definitive, ultimate work I will never sell or give away because it is so powerful. (There's one graphic in the manual so gripping that the man who bound the books for me looked at it and said, "Trippy!")

My friend wants to know what I revealed. He also wants that manual. Yes, he's a friend. But he's also in business. He knows that if he learns and uses these proven methods, his business will double, maybe even triple. People who attended the event said the experience was a "20" on a scale of 1-10, with 10 being fantastic. My friend is drooling.

What am I going to do?

Go to the lake, take the boat ride, and prepare myself to be grilled by my friend, or stay here and work on something important?

The truth is, the question is for you to answer.

That's right.


Do you want to spend the day on the lake -- or whatever the equivalent of that is to you -- or to do you want to knuckle down and make some real money in your own business?

The question concerns choice, life direction, and your own personal power.

Most people get bounced around by the circumstances of life. As I say in my forthcoming new book, "The Attractor Factor," you are the primary creative force in your life. You can choose where you want to go, or you can let the winds blow you around like a mindless feather.

This morning my friend invited me to the lake. Will I go or will I stay here and work?

The answer is obvious. He's waiting for me right now. But here I am, writing this article for you. This comes first. This is more important. This is crucial.

But what's your answer?

When you're torn between learning how to make a good living online, and a distraction, what do you choose?

Anyone serious about making money or even getting rich on the Internet, or anywhere else, needs to come from a position of mental strength.

After all, many people say they want to get rich. But how many of them are investing in their own success? How many invest in books, courses, seminars, and trainings? And of those who do invest in their own desire to get rich, how many actually use what they learn? How many choose to "go to the lake" rather than implement what they learn?

My question to you today is this:

Who is making your choices?

Your answer is the key to your success.

As for me, will I go to the lake today?

Maybe. Balance is good. Play is good. But I first have to finish this article for you. It contains a message for all of us. It's the top priority. It can help you, and others, discover the secret for getting rich.

Am I worried about my friend probing, wanting to get the confidential secrets of my $5,000 weekend?

Not anymore. I've set my mind to close that door. Anyone who wants my secrets knows how to get them. We filmed and recorded the entire weekend. I'll announce how to get them on October 5.

The lesson here is this:

Who's in charge of you?

Will you read this article and make a decision to do what's right for your goal to be rich, or will you go turn on the TV?

The choice is yours.

Your future depends on your answer.

Your wealth depends on your answer.

Choose wisely.

That said, I'm now headed to the lake.


Dr. Joe Vitale is author of way too many books to list here, including the #1 best-selling books "Attractor Factor" and "Spiritual Marketing," the best-selling e-book "Hypnotic Writing," and the best-selling Nightingale-Conant audioprogram, "The Power of Outrageous Marketing." His latest books are the best-selling "The Greatest Money-Making Secret in History" and "Adventures Within." He's being called "The Buddha of the Internet." Sign up for his monthly ezine and see many articles by him at


© 2004 Joe Vitale. All rights reserved.

You have permission to publish this article electronically or in print, free of charge, as long as the signature box is included.

Hypnotic Marketing, Inc.
121 Canyon Gap Rd.,
Wimberley TX 78676

Wednesday, July 2, 2008

Become a Millionaire Before Turning 30

There is any easy way to become a millionaire. If you understand the basic rules of money and apply those fundamental principles, you can bring income in at an incredibly rapid rate.

There are many ways to make money. In order to plan your strategy you need to fully understand what your financial goals are. If you truly want to become a millionaire before you turn 30 and make your first million dollars in a few year, you'll have to focus on the "fast track" methods.

This involves taking some risks, starting your own business, having an entrepreneurial mindset, and learning how to use leverage and other people's money to make money. By doing this you can go from $0 to several million dollars in an incredibly short time.

Joining the fast track is not for everyone though. Most people prefer a "safe and secure" job that has benefits and brings in a regular paycheck. There is absolutely nothing wrong with that. Angling yourself to earn promotions and build an impressive resume in order to secure a high paying job is a perfectly appropriate way to become a millionaire. This method, however, could take years.

But with sound money management skill, even the employee can become a millionaire while working to build a resume and earn promotions. If you have a saving attitude and take full advantage of retirement programs, you can save a million dollars in 10 - 15 years.

To boost that timeframe, you'll still have to think like a fast track millionaire. For example, you'll wan to produce some passive income streams or start a home based business. For example, you could buy a rental property that brings in an extra $200 a month.

If you are not comfortable with being completely on the fast track and creating millions of dollars, you can still become a millionaire before 30. All it takes is the right plan and sound money management skills.

Learn how easy it is to become a millionaire by visiting Millionaire Money Habits. A free guide to teach you how to become financially free is waiting for you at

By Ryan J. Taylor Platinum Quality Author

Tuesday, June 24, 2008

Financially freedom

Kiyosaki, said "you are financially freedom if You get Pasive Income 3X > Expenses, it means:

FF = 3PI 3 > E


Expenses (E) = $1000.-/month

You could be Finanacialy Freedom if You get $3000.-/month, From your Pasive Income (PI)

Why $3000?

$1000,- you use to expense from your basic need especially For food, insurance, mortgage and so on. $1000,- for saving and $1000 for investment.

Ok, so let's get triple pasive income to financially freedom.